Whilst the shape of business an online store transacts differs greatly to a High Street retail store – many of the risks are similarly faced by both.

​

The footfall for an online store is virtually zero – but they may have visitors from time to time and deliveries and so on, and there will be a requirement to protect against the potential for losses arising from those risks, and the premiums charged by Insurers will generally reflect those lower risks.

​

The move to online ordering has presented its own exposures as cyber criminals exploit weaknesses in systems too.

 

The covers you should consider include:

• Material damage – buildings, contents and stock

• Business interruption and Loss of profits

• Employers Liability

• Public Liability

• Cyber and Data

• Legal Expenses

• Motor Vehicles, if doing your own deliveries

​

Please get in touch.

Contact: dara@crossinsurances.ie 

or call the office on (01) 626 3187

​