E-COMMERCE & ONLINE SHOPS
Whilst the shape of business an online store transacts differs greatly to a High Street retail store – many of the risks are similarly faced by both.
The footfall for an online store is virtually zero – but they may have visitors from time to time and deliveries and so on, and there will be a requirement to protect against the potential for losses arising from those risks, and the premiums charged by Insurers will generally reflect those lower risks.
The move to online ordering has presented its own exposures as cyber criminals exploit weaknesses in systems too.
The covers you should consider include:
Material damage – buildings, contents and stock
Business interruption and Loss of profits
Cyber and Data
Motor Vehicles, if doing your own deliveries
Please get in touch.
or call the office on (01) 626 3187